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90-Day Money Date Workbook

Monthly exercises to track your real numbers, automate your finances, and build wealth one decision at a time

If you're tired of guessing where your money goes every month, this workbook is for you. You know you should be budgeting, saving, investing—but between work, life, and everything else, your finances feel like the thing you'll "get to eventually." Eventually doesn't build wealth. Consistency does. Over the next 90 days, you'll establish the exact money habit that changed my financial life: the monthly money date. No more estimating. No more hoping your account balance looks okay. You'll sit down with your actual numbers, identify spending leaks, set up automations that remove decision fatigue, and create a realistic plan for the next 30 days. This isn't about perfection or deprivation—it's about seeing clearly, acting intentionally, and building momentum. Inside, you'll find eight guided exercises that walk you through your first three money dates and the systems that support them. Each exercise includes the exact prompts I use, why it matters for your long-term wealth, a real example so you know what "good" looks like, and the common mistakes that keep people stuck. You'll learn how to set up financial automations that work while you sleep, how to find extra income without burning out, and how to track progress in a way that actually motivates you. I paid off $100,000 in student loans on a teacher's salary using these exact strategies. Not because I'm special, but because I got consistent with my money dates and stopped letting my finances run on autopilot. If you're ready to stop avoiding your bank account and start building generational wealth, let's do this together.

What's inside

  • 1
    Your First Money Date: The Real Numbers Audit
  • 2
    The Spending Leak Detective
  • 3
    Zero-Based Budget Builder
  • 4
    Three Automations That Run Your Money on Autopilot
  • 5
    The $25–$100 Extra Income Challenge
  • 6
    Month Two Money Date: Progress Check & Course Correct
  • 7
    Month Three Money Date: Momentum & Future Planning
  • 8
    Building the Money Date Habit for Life

8 sections · Full content unlocks after purchase

Sold by Melissa (@millennialindebt) · Delivered by INSEN

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90-Day Money Date Workbook — Melissa · INSEN