The Rich Kids Starter Kit: Open Your Child's First Investment Account in 3 Days

This guide is for parents who wish someone had given them a financial head start, and who keep telling themselves they'll start investing for their kids "someday." Maybe you're not sure which account is right. Maybe you think you need thousands of dollars first. Maybe you assume credit and investing can wait until your child turns 18. Every year of waiting is growth you never get back. The Rich Kids Starter Kit turns that into a three-day plan. On Day 1 you map where you want your child to be and find the money you can redirect, even if it's only $25 a month. On Day 2 you compare the four accounts: the Trump account, custodial account, 529 and Roth IRA. You'll know which fits your family and what each one actually does. On Day 3 you open the account, automate the deposits, and have your first real money conversation with your child. You'll also learn how to build their credit early as an authorized user, what to ask the bank first, and how to teach them to ask, "Will this put money in my pocket or take it out?" I'm Zasha Smith, a real estate investor who went from $100k in debt to multi-millionaire in three years. I had my daughter at 20 and knew very little about money. I learned, brought her along to properties, deals and the bank, and added her to my cards at 16. She made her first $10,000 investment at 19. I'm using the same approach with my 11-year-old, and I ran the first live Rich Kids Challenge with parents opening accounts in real time. This guide is that playbook, written so you can finish it this week. This is education, not personalized financial or tax advice. Check account rules and limits for your situation.