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The Roth IRA 21-Day Launch Workbook

One small step a day to check your eligibility, open your account, fund it with as little as $25, and actually invest it.

This guide is for women who have said "I'm going to open a Roth IRA" for years and still haven't. Maybe you aren't sure you qualify. Maybe you don't know where to open one. Or maybe you opened one, put money in, and wonder why it isn't growing. That last one is common, and it usually has a simple cause: the money is sitting in cash and was never invested. The Roth IRA 21-Day Launch Workbook walks you through the whole process in small daily steps. Each day takes a few minutes. You'll check your eligibility, choose a brokerage, gather what you need to apply, open the account, make your first deposit, pick a simple investment, and turn on automatic contributions. When you finish the 21 days, your Roth IRA will be open, funded, and invested, and you'll understand how it works well enough to explain it to a friend. You don't need a lot of money. A $25 first deposit counts, and so does $5. What matters is that you start and that you invest what you deposit. I'm Clarissa Moore, a personal finance educator. I've spent years answering the same Roth IRA questions in my DMs: Do I qualify? Where do I open one? Why isn't it growing? I built this workbook to put those answers in one place. I've helped over 1,000 students budget, save, and stop feeling behind with money. I use Fidelity myself. Open this guide, do today's step, and keep going.

What's inside

  • 1
    Why You're Not Behind: The Roth IRA in Plain English
  • 2
    Days 1–3: Do You Qualify? Income Limits and Earned Income
  • 3
    Days 4–6: Choosing Your Brokerage (Fidelity, Schwab, Vanguard)
  • 4
    Days 7–10: Open the Account in 15 Minutes
  • 5
    Days 11–13: Fund It, Even With $25
  • 6
    Days 14–17: Invest It — The Step Everyone Misses
  • 7
    Days 18–19: Automate It So You Never Have to Remember
  • 8
    Days 20–21: Your Check-In and the Next 12 Months
  • 9
    Roth IRA FAQ: The Questions From My DMs

9 sections · Full content unlocks after purchase

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